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Equihome Mortgage, LLC searches an extensive network of banks and lending partners simultaneously — matching you with the program, rate, and terms that genuinely fit. We don't get paid until your mortgage closes. No exceptions.
Who we are
Equihome Mortgage, LLC is a Utah-based mortgage broker and correspondent lender, passionate about providing an excellent mortgage experience. Unlike a bank — which can only offer its own products — we work with an extensive network of lending partners to match borrowers with the programs that best fit their needs.
Today's lenders fund mortgages according to hundreds of guidelines: a beautiful mess of government regulations, investor preferences, and a little bit of wizardry. It's our job to navigate that landscape for you — leveraging our expertise to make your case to lenders and get your loan closed.
We specialize in knowing these programs and lenders inside and out. That knowledge means variety: more programs, more rates, more creative solutions — and a genuinely better fit for your situation, whether you're buying your first home in the Salt Lake Valley or refinancing an investment property.
"We don't get paid until your mortgage closes. No exceptions."
Accredited business with the Better Business Bureau
Registered in the Nationwide Mortgage Licensing System
Dual capability: brokered and correspondent lending channels
Serving homebuyers across the Wasatch Front and beyond
Why a broker
When you walk into a bank, you get that bank's products — take it or leave it. When you work with Equihome, one application puts an entire network of lenders in competition for your loan.
Dozens of banks and private lenders searched simultaneously — variety of programs, rates and creative solutions
We know each lender's guidelines inside and out — and make your case to them in the strongest possible terms
Difficult scenario? Self-employed, unique property, credit history? Somewhere in the network there's a lender for it
Aligned incentives: we're paid only when your loan closes — so our interest is getting you funded, not selling a product
Loan programs
Because we search across an entire lender network, the range of available programs is wide — from standard purchases to scenarios banks routinely turn away.
Conventional, FHA, VA and USDA purchase loans — matched to your down payment, credit profile, and the home you've set your heart on.
Rate-and-term or cash-out refinancing. We re-shop the whole market for you — because the best lender for your refi may not be your current one.
Low-down-payment options, down payment assistance navigation, and patient guidance through every step of your first purchase.
Bank statement loans, DSCR and alternative documentation programs for entrepreneurs and investors whom traditional underwriting doesn't fit.
Financing for rental and investment properties — with lender options that understand cash flow, portfolios, and long-term strategy.
Recent credit events, unusual properties, complex income — the situations banks decline are exactly where a broker's network earns its keep.
How it works
One conversation about your goals, finances, and timeline. One application — not one per bank.
We search our lender network, compare programs and rates, and present the options that genuinely fit.
We package your file and advocate for you through underwriting — navigating each lender's guidelines expertly.
Clear to close, keys in hand. And remember: we don't get paid until this moment happens.
Client reviews
Our bank pre-approved us at a rate that felt high, so we tried Equihome as a second opinion. They came back with three better options from lenders we'd never heard of. Same house, same us — noticeably lower payment for the next thirty years.
Self-employed with two years of complicated returns — every bank said no before finishing my sentence. Equihome found a bank statement program that fit my actual income. They knew exactly which lender to take my file to. That's the difference expertise makes.
First home, endless questions, and they answered every single one without ever making us feel rushed. The loan estimate matched the closing numbers almost to the dollar. Honest, responsive, and clearly on our side of the table the whole way.
FAQ
Get in touch
One conversation is all it takes to put an entire lender network to work on your mortgage. Reach out — we respond promptly, and the consultation costs nothing.